/* ==========================================================================
   Fintune — site styles
   Navy #16243d · Gold #c8a44d · Cream #f7f3ea · Fraunces + Manrope
   ========================================================================== */

:root {
  --navy: #16243d;
  --navy-deep: #0f1a2e;
  --gold: #c8a44d;
  --gold-soft: #e2c78a;
  --gold-text: #8a6a1f;
  --cream: #f7f3ea;
  --cream-2: #fbfaf6;
  --sand: #f3efe5;
  --line: #ece4d2;
  --line-2: #e3d9c3;
  --ink: #16243d;
  --muted: #4a5568;
  --muted-2: #5b6475;
  --green: #2f8f6a;
  --blue: #2c6fb0;
  --orange: #d9822b;
  --radius: 18px;
  --shadow: 0 6px 20px rgba(22, 36, 61, .07);
  --shadow-lg: 0 24px 60px rgba(22, 36, 61, .16);
  --serif: 'Fraunces', Georgia, 'Times New Roman', serif;
  --sans: 'Manrope', system-ui, -apple-system, 'Segoe UI', sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--sans); font-size: 15px; line-height: 1.6; color: var(--ink); background: #fff; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--ink); }
a:hover { color: var(--gold-text); }
h1, h2, h3, h4 { margin: 0; line-height: 1.15; }
p { margin: 0; }
.icon { flex: none; display: inline-block; vertical-align: middle; }
.wrap { max-width: 1320px; margin: 0 auto; padding: 0 24px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--navy); color: #fff; padding: 10px 16px; border-radius: 8px; z-index: 100; }
.skip:focus { left: 8px; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 46px; padding: 12px 24px; border-radius: 999px; border: 1px solid transparent; font: 800 13px/1.2 var(--sans); letter-spacing: .06em; text-transform: uppercase; text-decoration: none; cursor: pointer; transition: transform .15s ease, background .15s ease, color .15s ease; }
.btn:hover { transform: translateY(-1px); }
.btn--gold { background: var(--gold); color: var(--navy); }
.btn--gold:hover { background: var(--gold-soft); color: var(--navy); }
.btn--navy { background: var(--navy); color: #fff; }
.btn--navy:hover { background: #22355a; color: #fff; }
.btn--outline { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn--outline:hover { background: var(--navy); color: #fff; }
.btn--outline-light { border-color: rgba(255,255,255,.45); color: #fff; background: transparent; }
.btn--outline-light:hover { border-color: #fff; color: #fff; background: rgba(255,255,255,.08); }
.btn--block { width: 100%; }
.btn[disabled] { opacity: .6; cursor: wait; transform: none; }
.pill { display: inline-flex; align-items: center; min-height: 40px; padding: 8px 18px; border-radius: 999px; font-size: 12px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; text-decoration: none; }
.pill--ghost { border: 1px solid rgba(255,255,255,.45); color: #fff; }
.pill--ghost:hover { color: #fff; border-color: #fff; }
.pill--light { background: #fff; color: var(--navy); }
.pill--light:hover { color: var(--navy); background: var(--cream); }

/* ---------- Top bar + header ---------- */
.topbar { border-bottom: 1px solid var(--line); font-size: 13px; background: #fff; }
.topbar__inner { display: flex; justify-content: flex-end; align-items: center; padding-top: 6px; padding-bottom: 6px; }
.topbar__links { display: flex; flex-wrap: wrap; align-items: center; justify-content: flex-end; gap: 4px 22px; }
.topbar__links a { text-decoration: none; padding: 5px 0; color: var(--ink); }
.topbar__links a:hover { color: var(--gold-text); }
.topbar__aud.is-active { background: var(--navy); color: #fff !important; padding: 5px 12px; border-radius: 4px; font-weight: 700; }
.topbar__phone { font-weight: 800; color: var(--gold-text) !important; display: inline-flex; align-items: center; gap: 6px; }
.topbar__sep { width: 1px; height: 16px; background: #ddd2b8; }

.header { display: flex; align-items: stretch; background: #fff; position: sticky; top: 0; z-index: 40; box-shadow: 0 1px 0 var(--line); }
.brand { flex: none; display: flex; align-items: center; gap: 12px; padding: 10px 28px 10px max(24px, calc((100vw - 1320px) / 2 + 24px)); text-decoration: none; color: var(--navy); }
.brand__logo { width: 56px; height: 56px; border-radius: 50%; }
.brand__text { display: flex; flex-direction: column; line-height: 1.05; }
.brand__name { font-family: var(--serif); font-size: 23px; font-weight: 500; letter-spacing: .16em; }
.brand__sub { font-size: 9.5px; letter-spacing: .26em; text-transform: uppercase; color: var(--gold-text); margin-top: 3px; font-weight: 700; }
.header__band { flex: 1; min-width: 0; background: var(--navy); border-radius: 0 0 0 14px; display: flex; align-items: center; justify-content: flex-end; padding: 8px max(24px, calc((100vw - 1320px) / 2 + 24px)) 8px 28px; }
.nav { flex: 1; display: flex; align-items: center; justify-content: space-between; gap: 8px 24px; }
.nav > a { color: #fff; text-decoration: none; font-weight: 600; font-size: 15px; padding: 12px 0; border-bottom: 2px solid transparent; }
.nav > a:hover, .nav > a[aria-current="page"] { color: var(--gold-soft); border-bottom-color: var(--gold); }
.nav__actions { display: flex; gap: 10px; margin-left: auto; }
.menu-toggle { display: none; background: transparent; border: 1px solid rgba(255,255,255,.4); color: #fff; width: 46px; height: 46px; border-radius: 12px; cursor: pointer; align-items: center; justify-content: center; }
.menu-toggle__close { display: none; }
.menu-toggle[aria-expanded="true"] .menu-toggle__open { display: none; }
.menu-toggle[aria-expanded="true"] .menu-toggle__close { display: inline; }

@media (max-width: 1080px) {
  .menu-toggle { display: inline-flex; }
  .header__band { border-radius: 0 0 0 14px; }
  .nav { display: none; position: absolute; left: 0; right: 0; top: 100%; background: var(--navy); flex-direction: column; align-items: stretch; gap: 0; padding: 8px 24px 20px; box-shadow: 0 20px 40px rgba(0,0,0,.25); max-height: calc(100vh - 80px); overflow-y: auto; }
  .nav.is-open { display: flex; }
  .nav > a { padding: 14px 0; border-bottom: 1px solid rgba(255,255,255,.1); }
  .nav__actions { margin: 16px 0 0; }
}
@media (max-width: 520px) {
  .brand { padding-right: 14px; }
  .brand__logo { width: 46px; height: 46px; }
  .brand__name { font-size: 19px; }
  .topbar__inner { justify-content: center; }
  .topbar__links { justify-content: center; gap: 2px 14px; font-size: 12px; }
  .topbar__sep, .topbar__phone { display: none; }
}

/* ---------- Section basics ---------- */
.section { padding: 96px 0; }
.section--cream { background: var(--cream-2); }
.section--sand { background: var(--cream); }
.section--tight { padding: 72px 0; }
.title { font-family: var(--serif); font-weight: 400; font-size: clamp(30px, 3.4vw, 44px); line-height: 1.15; }
.title em, .cta-band__title em { font-style: italic; color: var(--gold-text); }
.title--center { text-align: center; }
.lede { margin-top: 14px; color: var(--muted); font-size: 16px; max-width: 620px; }
.lede--center { margin-left: auto; margin-right: auto; text-align: center; }
.eyebrow { font-size: 12px; font-weight: 800; letter-spacing: .2em; text-transform: uppercase; color: var(--gold-text); margin-bottom: 14px; }

/* ---------- Home hero ---------- */
.hero { background-color: var(--cream); background-image: linear-gradient(135deg, rgba(200,164,77,.08) 25%, transparent 25%, transparent 50%, rgba(200,164,77,.08) 50%, rgba(200,164,77,.08) 75%, transparent 75%); background-size: 120px 120px; padding: 32px 0 0; }
.hero__grid { display: flex; flex-wrap: wrap; gap: 24px; align-items: stretch; }
.slider { flex: 1 1 640px; min-width: 0; position: relative; overflow: hidden; background: var(--navy) url('../img/rosette.svg') no-repeat right -90px top -90px / 560px; border-radius: 22px; min-height: 400px; color: #fff; }
.slide { display: none; flex-wrap: wrap; align-items: center; min-height: 400px; }
.slide.is-active { display: flex; animation: fade .5s ease; }
@keyframes fade { from { opacity: 0; } to { opacity: 1; } }
.slide__body { flex: 1 1 360px; min-width: 0; padding: 48px 48px 92px; }
.slide__kicker { font-size: 12px; font-weight: 800; letter-spacing: .2em; text-transform: uppercase; color: var(--gold-soft); margin-bottom: 14px; }
.hero h1, .slide__title { font-family: var(--serif); font-weight: 400; font-size: clamp(32px, 3.6vw, 48px); line-height: 1.12; }
.hero .slide__title em { font-style: italic; color: var(--gold-soft); }
.slide__text { margin-top: 18px; max-width: 440px; color: #c9cfdb; font-size: 16px; }
.slide__actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.slide__art { flex: 0 1 300px; display: flex; align-items: center; justify-content: center; padding: 24px; }
.medallion { width: 220px; height: 220px; border-radius: 50%; background: rgba(247,243,234,.06); border: 1px solid rgba(200,164,77,.45); display: flex; align-items: center; justify-content: center; }
.medallion__inner { width: 150px; height: 150px; border-radius: 50%; background: var(--cream); color: var(--navy); display: flex; align-items: center; justify-content: center; box-shadow: 0 20px 50px rgba(0,0,0,.35); }
.slider__controls { position: absolute; left: 48px; bottom: 24px; display: flex; align-items: center; gap: 6px; }
.round-btn { width: 44px; height: 44px; border-radius: 50%; border: 1px solid rgba(255,255,255,.35); background: transparent; color: #fff; cursor: pointer; display: inline-flex; align-items: center; justify-content: center; }
.round-btn:hover { border-color: #fff; }
.dot { width: 28px; height: 44px; border: 0; background: transparent; cursor: pointer; display: inline-flex; align-items: center; justify-content: center; padding: 0; }
.dot span { display: block; height: 4px; width: 10px; border-radius: 4px; background: rgba(255,255,255,.4); transition: width .2s ease, background .2s ease; }
.dot[aria-current="true"] span { width: 24px; background: var(--gold-soft); }

.stats { max-width: 1100px; margin: 0 auto; transform: translateY(28px); display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 14px; position: relative; z-index: 2; padding: 0 24px; }
.stat { background: #fff; border-radius: 14px; padding: 20px 16px 18px; text-align: center; box-shadow: var(--shadow); border-bottom: 3px solid var(--gold); }
.stat__value { font-family: var(--serif); font-size: 28px; font-weight: 500; }
.stat__label { font-size: 12px; letter-spacing: .1em; color: var(--muted-2); font-weight: 700; text-transform: uppercase; }

/* ---------- Enquiry form ---------- */
.enquiry { background: #fff; border-radius: 22px; padding: 28px 26px; display: flex; flex-direction: column; gap: 14px; }
.enquiry--card { flex: 0 1 360px; min-width: 280px; box-shadow: 0 10px 30px rgba(22,36,61,.08); }
.enquiry--full { box-shadow: var(--shadow); border: 1px solid var(--line); padding: 36px 32px; }
.enquiry__title { font-family: var(--serif); font-weight: 500; font-size: 23px; margin-bottom: 2px; }
.enquiry__grid { display: grid; gap: 14px; }
.enquiry--full .enquiry__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.field { display: flex; flex-direction: column; gap: 6px; }
.field--full { grid-column: 1 / -1; }
.field__label { font-size: 11px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--muted-2); }
.field__label em { font-style: normal; text-transform: none; letter-spacing: 0; font-weight: 500; }
.field input, .field select, .field textarea { font: 500 15px var(--sans); color: var(--ink); background: var(--sand); border: 1px solid transparent; border-radius: 10px; padding: 12px 14px; width: 100%; min-height: 46px; }
.field textarea { resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--gold); background: #fff; }
.field__phone { display: flex; align-items: center; background: var(--sand); border-radius: 10px; border: 1px solid transparent; }
.field__phone:focus-within { border-color: var(--gold); background: #fff; }
.field__phone input { background: transparent; border: 0; padding-left: 10px; }
.field__phone input:focus { background: transparent; border: 0; }
.field__prefix { padding: 0 10px 0 14px; font-weight: 700; border-right: 1px solid #d9cdb2; }
.field.is-invalid input, .field.is-invalid select, .field.is-invalid .field__phone { border-color: #c0392b; }
.consent { display: flex; gap: 10px; align-items: flex-start; font-size: 13px; color: var(--muted); }
.consent input { margin-top: 3px; width: 16px; height: 16px; accent-color: var(--navy); flex: none; }
.consent.is-invalid { color: #b03a2e; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.enquiry__status { font-size: 14px; font-weight: 600; min-height: 1px; }
.enquiry__status.is-ok { color: var(--green); }
.enquiry__status.is-err { color: #b03a2e; }
.enquiry__alt { font-size: 12px; color: var(--muted-2); text-align: center; }
.enquiry__alt a { font-weight: 800; }
@media (max-width: 600px) { .enquiry--full .enquiry__grid { grid-template-columns: 1fr; } }

/* ---------- Explorer ---------- */
.explorer { padding-top: 112px; }
.tabs { margin: 32px auto 0; display: flex; flex-wrap: wrap; justify-content: center; gap: 4px 32px; border-bottom: 1px solid var(--line-2); }
.tab { font: 700 14px var(--sans); letter-spacing: .12em; text-transform: uppercase; color: var(--muted); background: transparent; border: 0; border-bottom: 3px solid transparent; padding: 14px 4px; cursor: pointer; margin-bottom: -1px; min-height: 44px; }
.tab[aria-selected="true"] { color: var(--gold-text); border-bottom-color: var(--gold); font-weight: 800; }
.panel { margin-top: 32px; display: flex; flex-wrap: wrap; gap: 32px; }
.panel[hidden] { display: none; }
.subs { flex: 0 1 300px; min-width: 260px; display: flex; flex-direction: column; gap: 10px; }
.sub { background: #f6f1e5; border: 1px solid #ebe1cb; border-radius: 10px; }
.sub__btn { width: 100%; text-align: left; font: 600 15px var(--sans); color: var(--ink); background: transparent; border: 0; padding: 13px 16px; cursor: pointer; min-height: 44px; }
.sub__body { display: none; padding: 0 18px 16px; }
.sub.is-open { background: #fff; border-color: var(--gold); box-shadow: 0 6px 18px rgba(200,164,77,.15); }
.sub.is-open .sub__btn { font-weight: 800; font-size: 16px; padding-top: 16px; }
.sub.is-open .sub__body { display: block; }
.sub__body p { font-size: 14px; color: var(--muted); }
.sub__actions { display: flex; gap: 8px; margin-top: 14px; }
.sub__actions .btn { flex: 1; min-height: 40px; padding: 9px 8px; font-size: 11px; }
.panel__main { flex: 1 1 600px; min-width: 0; }
.offer { display: flex; align-items: center; gap: 12px; background: #f6e7bd; border-radius: 10px; padding: 12px 16px; font-size: 14px; font-weight: 600; }
.offer__tick { width: 26px; height: 26px; border-radius: 50%; background: #fff; color: var(--gold-text); display: flex; align-items: center; justify-content: center; flex: none; }
.tiles { margin-top: 20px; display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 16px; }
.tile { display: flex; flex-direction: column; border-radius: 16px; overflow: hidden; text-decoration: none; color: var(--ink); box-shadow: 0 4px 14px rgba(22,36,61,.08); transition: transform .15s ease, box-shadow .15s ease; }
.tile:hover { transform: translateY(-3px); box-shadow: 0 10px 24px rgba(22,36,61,.12); color: var(--ink); }
.tile__art { height: 150px; display: flex; align-items: center; justify-content: center; }
.tile__label { padding: 18px 12px; text-align: center; font-weight: 700; font-size: 15px; }
.chips-title { margin-top: 28px; font-weight: 700; font-size: 16px; }
.chips { margin-top: 12px; display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 10px; }
.chip { display: flex; align-items: center; gap: 12px; background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 12px 14px; text-decoration: none; color: var(--ink); }
.chip:hover { border-color: var(--gold); color: var(--ink); }
.chip .icon { color: var(--gold-text); }
.chip__k { display: block; font-size: 10px; letter-spacing: .12em; text-transform: uppercase; color: #6b5a33; font-weight: 800; }
.chip__t { display: block; font-size: 14px; font-weight: 600; line-height: 1.3; }

/* ---------- Calculator ---------- */
.calc-wrap { display: flex; flex-wrap: wrap; gap: 48px 72px; }
.calc-list { flex: 0 1 340px; min-width: 260px; }
.calc-list__items { display: flex; flex-direction: column; margin-top: 24px; }
.calc-list__items button, .calc-list__items a { text-align: left; font: 500 15px var(--sans); color: var(--muted); background: transparent; border: 0; border-bottom: 1px solid var(--line); padding: 14px 0; cursor: pointer; text-decoration: none; display: flex; justify-content: space-between; min-height: 44px; }
.calc-list__items [aria-selected="true"] { color: var(--gold-text); font-weight: 700; border-bottom-color: var(--gold); }
.calc { flex: 1 1 560px; min-width: 0; display: flex; flex-wrap: wrap; border-radius: 20px; overflow: hidden; border: 1px solid var(--line); }
.calc__inputs { flex: 1 1 320px; min-width: 0; background: #fbf6ea; padding: 32px 30px; display: flex; flex-direction: column; gap: 26px; }
.calc__field { display: flex; flex-direction: column; gap: 10px; font-size: 11px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--muted-2); }
.calc__value { font-family: var(--serif); font-size: 22px; letter-spacing: 0; text-transform: none; color: var(--ink); font-weight: 500; }
.calc input[type=range] { width: 100%; accent-color: var(--navy); height: 28px; }
.calc__result { flex: 1 1 260px; min-width: 0; background: #fff; padding: 32px 30px; display: flex; flex-direction: column; gap: 20px; justify-content: center; }
.calc__headline { background: var(--navy); color: #fff; border-radius: 16px; padding: 26px 22px; text-align: center; }
.calc__headline > span { display: block; font-size: 12px; letter-spacing: .14em; font-weight: 800; color: var(--gold-soft); text-transform: uppercase; }
.calc__headline strong { display: block; margin-top: 6px; font-family: var(--serif); font-size: 38px; font-weight: 500; }
.calc__bar { height: 10px; border-radius: 10px; background: var(--gold); overflow: hidden; }
.calc__bar span { display: block; height: 100%; background: var(--navy); width: 50%; transition: width .2s ease; }
.calc__split { display: flex; justify-content: space-between; gap: 12px; font-size: 13px; }
.calc__split strong { display: block; font-size: 16px; margin-top: 2px; }
.calc__split i { display: inline-block; width: 10px; height: 10px; border-radius: 2px; margin-right: 6px; }
.calc__note { font-size: 12px; color: var(--muted-2); }
.calc-panel[hidden] { display: none; }

/* ---------- Platforms ---------- */
.platforms { display: flex; flex-wrap: wrap; gap: 48px 72px; align-items: center; }
.platforms__text { flex: 1 1 440px; min-width: 0; }
.platform-list { margin-top: 28px; display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 12px; }
.platform { background: #fff; border-radius: 14px; padding: 16px 18px; text-decoration: none; display: flex; flex-direction: column; gap: 2px; border: 1px solid var(--line); }
.platform:hover { border-color: var(--gold); color: var(--ink); }
.platform strong { font-weight: 800; }
.platform span { font-size: 13px; color: var(--muted-2); }
.platform small { font-size: 12px; color: var(--gold-text); font-weight: 700; margin-top: 6px; }
.dashboard { flex: 1 1 440px; min-width: 0; display: flex; justify-content: center; }
.dashboard__card { width: 100%; max-width: 520px; background: #fff; border-radius: 20px; box-shadow: var(--shadow-lg); overflow: hidden; }
.dashboard__bar { background: var(--navy); padding: 14px 20px; display: flex; align-items: center; justify-content: space-between; color: #fff; }
.dashboard__bar b { font-family: var(--serif); letter-spacing: .14em; font-weight: 500; font-size: 15px; }
.dashboard__bar span { font-size: 11px; letter-spacing: .12em; color: var(--gold-soft); font-weight: 800; }
.dashboard__grid { padding: 22px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.dashboard__tile { border-radius: 12px; padding: 14px; }
.dashboard__tile span { display: block; font-size: 11px; letter-spacing: .1em; color: var(--muted-2); font-weight: 800; text-transform: uppercase; }
.dashboard__tile b { display: block; margin-top: 4px; }
.dashboard__chart { grid-column: 1 / -1; border: 1px dashed #d9cdb2; border-radius: 12px; padding: 16px; display: flex; align-items: flex-end; gap: 8px; height: 90px; }
.dashboard__chart i { flex: 1; border-radius: 4px; background: #e6dcc6; }

/* ---------- Cards: why / people / testimonials / steps ---------- */
.grid-4 { margin-top: 48px; display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 20px; }
.grid-3 { margin-top: 44px; display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 20px; }
.why { border: 1px solid var(--line); border-radius: var(--radius); padding: 28px 24px; border-top: 4px solid var(--gold); background: #fff; }
.why h3 { font-family: var(--sans); font-weight: 800; font-size: 17px; }
.why p { margin-top: 8px; color: var(--muted); }

.people { margin-top: 48px; display: flex; flex-wrap: wrap; justify-content: center; gap: 22px; }
.people .person { flex: 0 1 290px; }
.person { background: #fff; border: 1px solid var(--line); border-radius: 20px; overflow: hidden; display: flex; flex-direction: column; }
.person__photo { aspect-ratio: 1 / 1.05; display: flex; align-items: center; justify-content: center; position: relative; overflow: hidden; }
.person__photo img { width: 100%; height: 100%; object-fit: cover; }
.person__initials { font-family: var(--serif); font-style: italic; font-size: 56px; color: var(--navy); opacity: .55; }
.person__tag { position: absolute; left: 16px; top: 16px; color: var(--navy); font-size: 11px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; padding: 6px 12px; border-radius: 999px; }
.person__body { padding: 22px 22px 24px; display: flex; flex-direction: column; gap: 6px; flex: 1; }
.person__name { font-family: var(--serif); font-weight: 500; font-size: 22px; }
.person__role { font-size: 13px; font-weight: 700; color: var(--gold-text); }
.person__bio { margin-top: 6px; font-size: 14px; color: var(--muted); }
.person__link { margin-top: auto; padding-top: 12px; font-size: 13px; font-weight: 700; display: inline-flex; align-items: center; gap: 6px; }
.team-list { margin-top: 28px; display: flex; flex-wrap: wrap; justify-content: center; gap: 10px 28px; font-size: 14px; color: var(--muted); }
.team-list strong { color: var(--ink); }

.quote { margin: 0; background: #fff; border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); display: flex; flex-direction: column; gap: 18px; }
.quote__stars { color: var(--gold); letter-spacing: 2px; }
.quote blockquote { margin: 0; font-size: 16px; color: #2d3748; }
.quote figcaption { display: flex; align-items: center; gap: 12px; margin-top: auto; font-size: 14px; }
.quote figcaption > span:first-child { width: 44px; height: 44px; border-radius: 50%; background: var(--navy); color: var(--gold-soft); display: flex; align-items: center; justify-content: center; font-weight: 800; flex: none; }
.quote figcaption strong { display: block; }
.quote figcaption small { color: var(--muted-2); font-size: 13px; }

.steps { margin-top: 44px; display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 32px; counter-reset: step; }
.step { border-top: 2px solid var(--navy); padding-top: 22px; }
.step__n { font-family: var(--serif); font-size: 40px; color: var(--gold-text); line-height: 1; }
.step h3 { margin: 14px 0 8px; font-size: 20px; font-family: var(--sans); font-weight: 800; }
.step p { color: var(--muted); }

/* ---------- Inner page hero ---------- */
.page-hero { background: var(--navy) url('../img/rosette.svg') no-repeat right -160px top -120px / 620px; color: #fff; padding: 56px 0 72px; }
.page-hero__grid { display: flex; flex-wrap: wrap; gap: 40px; align-items: center; }
.page-hero__text { flex: 1 1 520px; min-width: 0; }
.crumbs { display: flex; flex-wrap: wrap; gap: 8px; font-size: 13px; color: #aab3c4; margin-bottom: 22px; }
.crumbs a { color: #dfe3ea; text-decoration: none; }
.crumbs a:hover { color: var(--gold-soft); }
.page-hero .eyebrow { color: var(--gold-soft); }
.page-hero h1 { font-family: var(--serif); font-weight: 400; font-size: clamp(36px, 4.6vw, 60px); line-height: 1.08; }
.page-hero h1 em { color: var(--gold-soft); }
.page-hero__intro { margin-top: 20px; max-width: 560px; color: #c9cfdb; font-size: 17px; }
.page-hero__actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.page-hero .enquiry--card { color: var(--ink); }
.page-hero--simple { padding: 56px 0 60px; }

/* ---------- Service detail ---------- */
.services-list { margin-top: 44px; display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 18px; }
.service-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 24px; display: flex; gap: 18px; }
.service-card__icon { width: 48px; height: 48px; border-radius: 12px; background: var(--navy); color: var(--gold); display: flex; align-items: center; justify-content: center; flex: none; }
.service-card h3 { font-family: var(--sans); font-weight: 800; font-size: 17px; }
.service-card p { margin-top: 6px; color: var(--muted); font-size: 14px; }

.faq { max-width: 860px; margin: 40px auto 0; display: flex; flex-direction: column; gap: 12px; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 0 22px; }
.faq summary { cursor: pointer; list-style: none; padding: 18px 0; font-weight: 700; font-size: 16px; display: flex; justify-content: space-between; gap: 16px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; font-family: var(--serif); font-size: 24px; line-height: 1; color: var(--gold-text); }
.faq details[open] summary::after { content: '−'; }
.faq details p { padding: 0 0 18px; color: var(--muted); }
.disclaimer { max-width: 860px; margin: 24px auto 0; font-size: 13px; color: var(--muted-2); text-align: center; }

.related { margin-top: 44px; display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; }
.related a { display: flex; align-items: center; gap: 14px; background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 20px; text-decoration: none; font-weight: 700; }
.related a:hover { border-color: var(--gold); }
.related .icon { color: var(--gold-text); }

/* ---------- Contact ---------- */
.contact-grid { display: flex; flex-wrap: wrap; gap: 40px 64px; }
.contact-info { flex: 1 1 340px; min-width: 0; display: flex; flex-direction: column; gap: 22px; }
.contact-item { display: flex; gap: 14px; align-items: flex-start; }
.contact-item__icon { width: 44px; height: 44px; border-radius: 12px; background: var(--cream); color: var(--gold-text); display: flex; align-items: center; justify-content: center; flex: none; }
.contact-item h3 { font-family: var(--sans); font-size: 12px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--muted-2); margin-bottom: 4px; }
.contact-item a { font-weight: 700; text-decoration: none; }
.contact-form { flex: 1.3 1 480px; min-width: 0; }
.map { margin-top: 56px; border-radius: 20px; overflow: hidden; border: 1px solid var(--line); aspect-ratio: 16 / 6; min-height: 280px; background: var(--cream); }
.map iframe { width: 100%; height: 100%; border: 0; display: block; }

/* ---------- Prose (legal) ---------- */
.prose { max-width: 820px; margin: 0 auto; font-size: 16px; color: #2d3748; }
.prose h2 { font-family: var(--serif); font-weight: 500; font-size: 26px; margin: 40px 0 12px; color: var(--ink); }
.prose p, .prose ul { margin: 0 0 14px; }
.prose ul { padding-left: 22px; }
.prose li { margin-bottom: 6px; }
.prose .updated { color: var(--muted-2); font-size: 14px; }

/* ---------- Simple centred pages ---------- */
.center-page { padding: 120px 0; text-align: center; }
.center-page__icon { width: 72px; height: 72px; border-radius: 50%; background: var(--cream); color: var(--green); display: inline-flex; align-items: center; justify-content: center; margin-bottom: 24px; }
.center-page p { margin: 16px auto 0; max-width: 520px; color: var(--muted); font-size: 16px; }
.center-page .actions { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; margin-top: 32px; }

/* ---------- CTA band + footer ---------- */
.cta-band { background: var(--navy); color: #fff; padding: 64px 0; }
.cta-band__inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 28px; }
.cta-band__title { font-family: var(--serif); font-weight: 400; font-size: clamp(28px, 3vw, 40px); }
.cta-band__title em { color: var(--gold-soft); }
.cta-band__text { margin-top: 10px; color: #c9cfdb; }
.cta-band__actions { display: flex; flex-wrap: wrap; gap: 12px; }

.footer { background: var(--navy-deep); color: #aab3c4; padding: 64px 0 28px; font-size: 14px; }
.footer__top { display: grid; grid-template-columns: 1.6fr repeat(5, 1fr); gap: 32px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,.1); }
.footer__brand p { margin-top: 16px; max-width: 300px; }
.footer__logo { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.footer__logo img { border-radius: 50%; }
.footer__name { display: block; font-family: var(--serif); color: #fff; letter-spacing: .14em; font-size: 20px; }
.footer__sub { display: block; font-size: 10px; letter-spacing: .2em; text-transform: uppercase; color: var(--gold); }
.footer__social { display: flex; gap: 10px; margin-top: 18px; }
.footer__social a { width: 40px; height: 40px; border-radius: 50%; border: 1px solid rgba(255,255,255,.2); color: #fff; display: flex; align-items: center; justify-content: center; }
.footer__col { display: flex; flex-direction: column; gap: 10px; }
.footer__col a { color: #aab3c4; text-decoration: none; }
.footer__col a:hover { color: #fff; }
.footer__head { color: #fff !important; font-weight: 800; margin-bottom: 4px; }
.footer__legal { padding-top: 24px; font-size: 12px; display: flex; flex-direction: column; gap: 8px; }
@media (max-width: 1080px) { .footer__top { grid-template-columns: repeat(3, 1fr); } .footer__brand { grid-column: 1 / -1; } }
@media (max-width: 600px) { .footer__top { grid-template-columns: repeat(2, 1fr); } }

/* ---------- Quick-action rail + WhatsApp float ---------- */
.rail { position: fixed; right: 0; top: 50%; transform: translateY(-50%); z-index: 30; background: #fff; border-radius: 12px 0 0 12px; box-shadow: 0 8px 24px rgba(22,36,61,.15); display: flex; flex-direction: column; overflow: hidden; }
.rail a { width: 78px; padding: 12px 4px; display: flex; flex-direction: column; align-items: center; gap: 4px; text-decoration: none; font-size: 10px; font-weight: 800; letter-spacing: .04em; text-transform: uppercase; text-align: center; border-bottom: 1px solid var(--line); }
.rail a:last-child { border-bottom: 0; }
.rail a:hover { background: var(--cream); color: var(--ink); }
.rail__wa .icon { color: var(--green); }
.wa-float { display: none; position: fixed; right: 16px; bottom: 16px; z-index: 30; width: 56px; height: 56px; border-radius: 50%; background: #25a366; color: #fff; align-items: center; justify-content: center; box-shadow: 0 10px 24px rgba(0,0,0,.25); }
.wa-float:hover { color: #fff; }
@media (max-width: 900px) { .rail { display: none; } .wa-float { display: inline-flex; } }

@media (max-width: 640px) {
  .section { padding: 72px 0; }
  .slide__body { padding: 36px 24px 88px; }
  .slider__controls { left: 24px; }
  .slide__art { display: none; }
  .page-hero { padding: 40px 0 56px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
}

/* ---------- Fintech page ---------- */
.fintech-grid { margin-top: 44px; display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 20px; }
.fintech-card { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 28px 26px; display: flex; flex-direction: column; gap: 14px; }
.fintech-card__top { display: flex; align-items: center; gap: 14px; }
.fintech-card__tag { display: block; font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--gold-text); }
.fintech-card h3 { font-family: var(--serif); font-weight: 500; font-size: 24px; }
.fintech-card > p { color: var(--muted); }
.fintech-card ul { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 8px; font-size: 14px; }
.fintech-card li { display: flex; gap: 8px; align-items: flex-start; }
.fintech-card li .icon { color: var(--green); margin-top: 2px; }
.fintech-card__for { font-size: 13px; }
.fintech-card__actions { margin-top: auto; display: flex; flex-wrap: wrap; gap: 10px; padding-top: 6px; }
.fintech-card__actions .btn { flex: 1 1 140px; }

/* ---------- Finance page segments & partners ---------- */
.segment { display: flex; flex-wrap: wrap; gap: 40px 64px; align-items: center; background: var(--cream); border-radius: 24px; padding: 48px; }
.segment__text { flex: 1 1 420px; min-width: 0; }
.segment__list { margin: 22px 0 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 10px; }
.segment__list li { display: flex; gap: 10px; align-items: flex-start; }
.segment__list .icon { color: var(--green); margin-top: 3px; }
.segment__links { flex: 1 1 320px; min-width: 0; display: flex; flex-direction: column; gap: 14px; }
.segment__card { display: flex; flex-direction: column; gap: 4px; background: #fff; border-radius: 18px; padding: 24px; text-decoration: none; box-shadow: var(--shadow); border: 1px solid transparent; }
.segment__card:hover { border-color: var(--navy); color: var(--ink); }
.segment__card-tag { font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--navy); }
.segment__card strong { font-family: var(--serif); font-weight: 500; font-size: 24px; }
.segment__card > span:not([class]) { color: var(--muted); font-size: 14px; }
.segment__card-go { margin-top: 8px; font-weight: 800; font-size: 13px; color: var(--navy); }
.partners { margin: 36px auto 0; max-width: 900px; display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 16px; }
.partner { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 24px; text-align: center; display: flex; flex-direction: column; gap: 6px; }
.partner strong { font-family: var(--serif); font-weight: 500; font-size: 24px; }
.partner span { color: var(--muted); font-size: 14px; }
@media (max-width: 640px) { .segment { padding: 28px 22px; } }

.cta-band__text a { color: inherit; }
.footer__contact { margin-top: 14px !important; line-height: 1.9; }
.footer__contact a { color: #dfe3ea; text-decoration: none; }
.footer__contact a:hover { color: #fff; }

/* Photo tiles */
.tile__art { overflow: hidden; }
.tile__art img { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform .35s ease; }
.tile:hover .tile__art img { transform: scale(1.05); }

/* ---------- Promotion popup ---------- */
.promo { position: fixed; inset: 0; z-index: 100; display: flex; align-items: center; justify-content: center; padding: 20px; }
.promo[hidden] { display: none; }
.promo__backdrop { position: absolute; inset: 0; background: rgba(15, 26, 46, .62); backdrop-filter: blur(2px); }
.promo__box { position: relative; width: 100%; max-width: 760px; max-height: calc(100vh - 40px); overflow: auto; display: flex; background: var(--cream); border-radius: 22px; border: 3px solid #fff; box-shadow: 0 30px 80px rgba(0,0,0,.35); animation: promoIn .35s ease; }
@keyframes promoIn { from { opacity: 0; transform: translateY(16px) scale(.98); } to { opacity: 1; transform: none; } }
.promo__close { position: absolute; top: 10px; right: 10px; z-index: 2; width: 40px; height: 40px; border-radius: 50%; border: 0; background: #fff; color: var(--navy); cursor: pointer; display: flex; align-items: center; justify-content: center; box-shadow: 0 4px 12px rgba(0,0,0,.15); }
.promo__close:hover { background: var(--navy); color: #fff; }
.promo__body { flex: 1 1 400px; min-width: 0; padding: 34px 32px 26px; }
.promo__logo { width: 48px; height: 48px; border-radius: 50%; margin-bottom: 14px; }
.promo__kicker { font-size: 12px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--gold-text); }
.promo__title { margin-top: 8px; font-family: var(--serif); font-weight: 500; font-size: clamp(30px, 4vw, 40px); line-height: 1.08; color: var(--navy); }
.promo__title em { font-style: italic; color: var(--gold-text); }
.promo__points { margin: 20px 0 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 10px; }
.promo__points li { display: flex; align-items: center; gap: 10px; background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: 8px 16px 8px 8px; font-size: 14px; font-weight: 600; }
.promo__tick { width: 24px; height: 24px; flex: none; border-radius: 50%; background: var(--green); color: #fff; display: flex; align-items: center; justify-content: center; }
.promo__actions { margin-top: 22px; display: flex; flex-wrap: wrap; align-items: center; gap: 10px 18px; }
.promo__link { font-weight: 700; font-size: 14px; }
.promo__note { margin-top: 18px; font-size: 11px; color: var(--muted-2); }
.promo__art { flex: 0 1 300px; display: flex; align-items: center; justify-content: center; background: linear-gradient(160deg, #fbf3dc, #efe4c8); }
.promo__art svg { width: 100%; max-width: 300px; height: auto; }
@media (max-width: 640px) {
  .promo__art { display: none; }
  .promo__body { padding: 28px 22px 22px; }
}

/* ---------- Mega menu ---------- */
.nav__item { position: relative; display: flex; align-items: center; }
.nav__item > a { color: #fff; text-decoration: none; font-weight: 600; font-size: 15px; padding: 12px 0; border-bottom: 2px solid transparent; }
.nav__item > a:hover, .nav__item > a[aria-current="page"] { color: var(--gold-soft); border-bottom-color: var(--gold); }
.nav__caret { font-size: 10px; opacity: .7; margin-left: 2px; }
.mega { position: absolute; top: 100%; left: -24px; z-index: 50; width: 560px; display: none; gap: 24px; background: #fff; color: var(--ink); border-radius: 16px; padding: 22px; box-shadow: 0 24px 50px rgba(15,26,46,.22); border-top: 3px solid var(--gold); }
.nav__item:hover .mega, .nav__item:focus-within .mega { display: flex; }
.mega::before { content: ''; position: absolute; left: 0; right: 0; top: -14px; height: 14px; }
.mega__intro { flex: 0 0 200px; background: var(--cream); border-radius: 12px; padding: 16px; display: flex; flex-direction: column; gap: 8px; }
.mega__kicker { font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--gold-text); }
.mega__text { font-size: 13px; color: var(--muted); }
.mega__all { margin-top: auto; font-weight: 800; font-size: 13px; text-decoration: none; }
.mega__list { flex: 1; margin: 0; padding: 0; list-style: none; display: grid; grid-template-columns: 1fr 1fr; gap: 2px 12px; align-content: start; }
.mega__list a { display: block; padding: 9px 10px; border-radius: 8px; text-decoration: none; font-size: 14px; font-weight: 600; color: var(--ink); }
.mega__list a:hover { background: var(--cream); color: var(--gold-text); }
.pill--gold { background: var(--gold); color: var(--navy); }
.pill--gold:hover { background: var(--gold-soft); color: var(--navy); }
@media (max-width: 1080px) {
  .mega { display: none !important; }
  .nav__item > a { padding: 14px 0; border-bottom: 1px solid rgba(255,255,255,.1); width: 100%; }
  .nav__caret { display: none; }
}

/* ---------- Side panel (Start your journey) ---------- */
.drawer { position: fixed; inset: 0; z-index: 110; }
.drawer[hidden] { display: none; }
.drawer__backdrop { position: absolute; inset: 0; background: rgba(15,26,46,.55); animation: fadeIn .25s ease; }
@keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }
.drawer__panel { position: absolute; top: 0; right: 0; bottom: 0; width: min(460px, 100%); background: #fff; overflow-y: auto; padding: 34px 32px 28px; box-shadow: -20px 0 50px rgba(0,0,0,.2); animation: slideIn .32s cubic-bezier(.2,.8,.2,1); }
@keyframes slideIn { from { transform: translateX(100%); } to { transform: none; } }
.drawer__close { position: absolute; top: 14px; right: 14px; width: 44px; height: 44px; border: 0; background: transparent; color: var(--ink); cursor: pointer; border-radius: 50%; display: flex; align-items: center; justify-content: center; }
.drawer__close:hover { background: var(--cream); }
.drawer__title { font-family: var(--serif); font-weight: 400; font-size: 36px; line-height: 1.1; padding-right: 40px; }
.drawer__title em { font-style: italic; color: var(--gold-text); }
.drawer__sub { margin-top: 8px; color: var(--muted); font-size: 14px; }
.enquiry--drawer { padding: 0; box-shadow: none; margin-top: 22px; gap: 16px; }
.drawer__tabs { display: flex; gap: 4px 20px; flex-wrap: wrap; border-bottom: 1px solid var(--line-2); }
.drawer__tab { font: 700 13px var(--sans); letter-spacing: .1em; text-transform: uppercase; color: var(--muted); background: transparent; border: 0; border-bottom: 3px solid transparent; padding: 10px 2px; margin-bottom: -1px; cursor: pointer; min-height: 44px; }
.drawer__tab[aria-selected="true"] { color: var(--gold-text); border-bottom-color: var(--gold); font-weight: 800; }
.drawer__options { border: 0; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; }
.drawer__options[hidden] { display: none; }
.opt { position: relative; display: flex; align-items: center; justify-content: space-between; gap: 8px; border: 1px solid var(--line-2); border-radius: 10px; padding: 10px 12px; font-size: 13px; font-weight: 600; line-height: 1.25; cursor: pointer; min-height: 48px; }
.opt input { order: 2; flex: none; width: 18px; height: 18px; accent-color: var(--navy); margin: 0; }
.opt:has(input:checked) { border-color: var(--navy); background: var(--cream); }
.opt:hover { border-color: var(--gold); }
.enquiry--drawer .btn { align-self: flex-start; min-width: 220px; }
.drawer__alt { margin-top: 18px; font-size: 13px; color: var(--muted-2); }
.drawer__alt a { font-weight: 700; }
@media (max-width: 420px) { .drawer__options { grid-template-columns: 1fr; } .drawer__panel { padding: 30px 20px 24px; } }

/* ---------- Back to top ---------- */
.to-top { position: fixed; right: 18px; bottom: 22px; z-index: 29; width: 46px; height: 46px; border-radius: 50%; border: 1px solid var(--line-2); background: #fff; color: var(--navy); cursor: pointer; display: flex; align-items: center; justify-content: center; box-shadow: var(--shadow); }
.to-top[hidden] { display: none; }
.to-top:hover { background: var(--navy); color: #fff; }
@media (max-width: 900px) { .to-top { bottom: 84px; right: 20px; } }

/* ---------- About us mega menu ---------- */
.nav__item--wide { position: static; }
.header__band { position: relative; }
.mega--about { left: auto; right: max(24px, calc((100vw - 1320px) / 2 + 24px)); width: min(1100px, calc(100vw - 48px)); padding: 0; overflow: hidden; gap: 0; }
.mega__side { flex: 0 0 230px; background: #fff; padding: 22px 16px; display: flex; flex-direction: column; gap: 6px; border-right: 1px solid var(--line); }
.mega__side-link { display: flex; justify-content: space-between; align-items: center; padding: 12px 14px; border-radius: 10px; text-decoration: none; font-weight: 600; font-size: 14px; color: var(--ink); }
.mega__side-link:hover { background: var(--cream); color: var(--gold-text); }
.mega__side-link.is-active { background: var(--cream); color: var(--gold-text); }
.mega__links { flex: 1 1 0; padding: 22px 26px; display: flex; flex-direction: column; }
.mega__heading { font-weight: 800; font-size: 15px; margin-bottom: 8px; }
.mega__links a { padding: 9px 0; text-decoration: none; font-size: 14px; font-weight: 500; color: var(--ink); }
.mega__links a:hover { color: var(--gold-text); }
.mega__card { flex: 0 0 420px; margin: 16px; background: var(--cream); border-radius: 14px; padding: 22px; display: flex; flex-direction: column; gap: 10px; }
.mega__brand { display: flex; align-items: center; gap: 10px; }
.mega__brand img { border-radius: 50%; }
.mega__brand b { display: block; font-family: var(--serif); font-weight: 500; letter-spacing: .14em; font-size: 17px; }
.mega__brand small { display: block; font-size: 9px; letter-spacing: .22em; text-transform: uppercase; color: var(--gold-text); font-weight: 800; }
.mega__card-title { font-weight: 800; font-size: 17px; margin-top: 4px; }
.mega__card-text { font-size: 13px; color: var(--muted); line-height: 1.6; }
.mega__stats { margin-top: auto; background: #fff; border-radius: 12px; padding: 16px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.mega__stats span { display: block; font-size: 11px; color: var(--muted-2); }
.mega__stats strong { display: block; font-family: var(--serif); font-weight: 500; font-size: 22px; }

/* ---------- Calculators page ---------- */
.calc-page { display: flex; flex-wrap: wrap; gap: 32px 48px; align-items: flex-start; }
.calc-nav { flex: 0 1 300px; min-width: 240px; display: flex; flex-direction: column; position: sticky; top: 110px; }
.calc-nav__group { font-size: 11px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--gold-text); margin: 18px 0 4px; }
.calc-nav__group:first-child { margin-top: 0; }
.calc-nav__link { display: flex; justify-content: space-between; padding: 11px 12px; border-radius: 10px; text-decoration: none; font-weight: 600; font-size: 15px; color: var(--muted); }
.calc-nav__link:hover { background: var(--cream); color: var(--ink); }
.calc-nav__link[aria-current="true"] { background: var(--navy); color: #fff; }
.calc-stage { flex: 1 1 620px; min-width: 0; }
.calc-card { border: 1px solid var(--line); border-radius: 22px; overflow: hidden; background: #fff; scroll-margin-top: 110px; }
.calc-card[hidden] { display: none; }
.calc-card__head { padding: 28px 30px 0; }
.calc-card__title { font-family: var(--serif); font-weight: 400; font-size: 32px; }
.calc-card__desc { margin-top: 6px; color: var(--muted); }
.calc-card__body { display: flex; flex-wrap: wrap; gap: 0; margin-top: 22px; border-top: 1px solid var(--line); }
.calc-card__inputs { flex: 1 1 320px; min-width: 0; background: #fbf6ea; padding: 26px 30px; display: flex; flex-direction: column; gap: 22px; }
.calc-card__result { flex: 1 1 280px; min-width: 0; padding: 26px 30px; display: flex; flex-direction: column; gap: 16px; }
.calc-card__foot { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 14px 24px; padding: 18px 30px 24px; border-top: 1px solid var(--line); }
.calc-card__foot .calc__note { flex: 1 1 320px; }
.calc-card .calc__field { gap: 8px; }
.calc-card .calc__field label, .calc-card .calc__field legend { font-size: 11px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--muted-2); }
.calc__num { display: flex; align-items: center; gap: 8px; background: #fff; border: 1px solid var(--line-2); border-radius: 10px; padding: 0 12px; }
.calc__num:focus-within { border-color: var(--gold); }
.calc__num span { font-weight: 700; color: var(--muted-2); font-size: 14px; }
.calc__num input { flex: 1; min-width: 0; border: 0; background: transparent; font: 500 20px var(--serif); color: var(--ink); padding: 10px 0; }
.calc__num input:focus { outline: none; }
.calc__choice { border: 0; padding: 0; margin: 0; }
.chip-opts { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 8px; }
.chip-opt input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.chip-opt span { display: inline-flex; align-items: center; min-height: 40px; padding: 8px 16px; border-radius: 999px; border: 1px solid var(--line-2); background: #fff; font-weight: 700; font-size: 14px; cursor: pointer; }
.chip-opt input:checked + span { background: var(--navy); border-color: var(--navy); color: #fff; }
.chip-opt input:focus-visible + span { outline: 3px solid var(--gold); outline-offset: 2px; }
.calc__legend { display: flex; justify-content: space-between; font-size: 13px; }
.calc__legend i { display: inline-block; width: 10px; height: 10px; border-radius: 2px; margin-right: 6px; }
.calc__rows { margin: 0; display: flex; flex-direction: column; }
.calc__rows div { display: flex; justify-content: space-between; gap: 12px; padding: 10px 0; border-bottom: 1px solid var(--line); font-size: 14px; }
.calc__rows dt { color: var(--muted); }
.calc__rows dd { margin: 0; font-weight: 800; text-align: right; }
@media (max-width: 900px) { .calc-nav { position: static; flex-basis: 100%; } }

/* ---------- Header dropdowns (Tools, Quick services) ---------- */
.drop { position: relative; }
.drop__menu { position: absolute; top: calc(100% + 10px); right: 0; z-index: 50; width: 280px; display: none; flex-direction: column; background: #fff; border-radius: 14px; padding: 14px; box-shadow: 0 24px 50px rgba(15,26,46,.22); border-top: 3px solid var(--gold); }
.drop__menu::before { content: ''; position: absolute; left: 0; right: 0; top: -14px; height: 14px; }
.drop:hover .drop__menu, .drop:focus-within .drop__menu { display: flex; }
.drop__title { font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--gold-text); padding: 2px 10px 8px; }
.drop__menu a { padding: 8px 10px; border-radius: 8px; text-decoration: none; font-size: 14px; font-weight: 600; color: var(--ink); }
.drop__menu a:hover { background: var(--cream); color: var(--gold-text); }
.drop__menu .drop__all { margin-top: 6px; border-top: 1px solid var(--line); border-radius: 0; padding-top: 12px; font-weight: 800; }
@media (max-width: 1080px) { .drop__menu { display: none !important; } .nav__actions { flex-wrap: wrap; } }
@media (min-width: 1081px) and (max-width: 1360px) { .nav__actions .pill--gold { display: none; } .nav { gap: 8px 18px; } .nav > a, .nav__item > a { font-size: 14px; } }

/* ---------- Quick services ---------- */
.qs-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 14px; }
.qs-card { display: flex; gap: 14px; align-items: flex-start; background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 18px; text-decoration: none; color: var(--ink); }
.qs-card:hover { border-color: var(--gold); color: var(--ink); box-shadow: var(--shadow); }
.qs-card strong { display: block; font-size: 15px; }
.qs-card small { display: block; margin-top: 2px; color: var(--muted); font-size: 13px; line-height: 1.45; }
.qs-link { text-decoration: none; color: var(--ink); }
.qs-link:hover { border-color: var(--gold); color: var(--ink); }

/* ---------- Grievance ---------- */
.levels { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 20px; }
.level { border: 1px solid var(--line); border-top: 4px solid var(--gold); border-radius: 18px; padding: 26px 24px; background: #fff; display: flex; flex-direction: column; gap: 12px; }
.level:nth-child(2) { border-top-color: var(--blue); }
.level:nth-child(3) { border-top-color: var(--green); }
.level__n { font-size: 11px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--gold-text); }
.level h2 { font-family: var(--serif); font-weight: 500; font-size: 24px; }
.level p { color: var(--muted); font-size: 15px; }
.level ul { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 8px; font-size: 14px; }
.level li { display: flex; gap: 8px; align-items: flex-start; }
.level li .icon { color: var(--gold-text); margin-top: 3px; }
.level__links li { display: block; line-height: 1.55; }
.level__time { margin-top: auto; background: var(--cream); border-radius: 10px; padding: 10px 12px; font-weight: 700; color: var(--ink) !important; font-size: 14px !important; }
.beware { margin-top: 28px; background: #fdf1ee; border: 1px solid #f2d2c9; border-radius: 16px; padding: 22px 24px; }
.beware h2 { font-family: var(--sans); font-size: 17px; font-weight: 800; display: flex; align-items: center; gap: 8px; color: #8a2d1c; }
.beware p { margin-top: 8px; color: #5b3a33; }

/* Header fit: keep every label on one line */
.nav > a, .nav__item > a, .pill { white-space: nowrap; }
.nav__item > a { display: inline-flex; align-items: center; gap: 4px; }
.pill { padding: 8px 14px; }
@media (min-width: 1081px) {
  .nav { gap: 8px 20px; }
  .nav__actions { gap: 8px; }
}
@media (min-width: 1081px) and (max-width: 1560px) { .nav__actions .pill--gold { display: none; } }
@media (min-width: 1081px) and (max-width: 1300px) {
  .nav { gap: 6px 14px; }
  .nav > a, .nav__item > a { font-size: 14px; }
  .nav__caret { display: none; }
  .brand__text { display: none; }
  .pill { padding: 8px 12px; font-size: 11px; }
}

/* ---------- Knowledge centre ---------- */
.kc-head { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: flex-end; gap: 16px; }
.kc-grid { margin-top: 32px; display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 20px; }
.kc-card { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line); border-radius: 18px; overflow: hidden; text-decoration: none; color: var(--ink); transition: box-shadow .15s ease, transform .15s ease; }
.kc-card[hidden] { display: none; }
.kc-card:hover { box-shadow: var(--shadow); transform: translateY(-2px); color: var(--ink); }
.kc-card__top { height: 110px; display: flex; align-items: flex-end; justify-content: space-between; padding: 16px 18px; color: var(--navy); }
.kc-card__cat { font-size: 11px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; background: #fff; border-radius: 999px; padding: 5px 10px; }
.kc-card__body { padding: 18px 20px 20px; display: flex; flex-direction: column; gap: 8px; flex: 1; }
.kc-card__body strong { font-family: var(--serif); font-weight: 500; font-size: 21px; line-height: 1.2; }
.kc-card__body > span { color: var(--muted); font-size: 14px; }
.kc-card__body small { margin-top: auto; padding-top: 8px; color: var(--muted-2); font-size: 12px; font-weight: 600; }
.kc-filters { display: flex; flex-wrap: wrap; gap: 8px; }
.chip-filter { font: 700 13px var(--sans); padding: 9px 16px; min-height: 40px; border-radius: 999px; border: 1px solid var(--line-2); background: #fff; color: var(--ink); cursor: pointer; }
.chip-filter[aria-pressed="true"] { background: var(--navy); border-color: var(--navy); color: #fff; }
.article-title { font-size: clamp(32px, 4vw, 52px) !important; max-width: 900px; }
.article-meta { margin-top: 18px; font-size: 13px; color: #aab3c4; }
.article-wrap { display: flex; flex-wrap: wrap; gap: 40px 56px; align-items: flex-start; }
.article-body { flex: 1 1 560px; min-width: 0; margin: 0; }
.article-body h2:first-child { margin-top: 0; }
.article-body .note { margin-top: 28px; padding: 14px 16px; background: var(--cream); border-radius: 10px; font-size: 14px; color: var(--muted); }
.article-side { flex: 0 1 320px; min-width: 260px; position: sticky; top: 110px; display: flex; flex-direction: column; gap: 16px; }
.article-cta { background: var(--cream); border-radius: 18px; padding: 24px; display: flex; flex-direction: column; gap: 10px; }
.article-cta__title { font-family: var(--serif); font-size: 24px; }
.article-cta p:not(.eyebrow):not(.article-cta__title) { color: var(--muted); font-size: 14px; }
.article-cta .btn { align-self: flex-start; margin-top: 6px; }
.article-cta__link { font-weight: 700; font-size: 14px; }
.article-share { display: flex; align-items: center; gap: 12px; font-size: 14px; }
.article-share p { font-weight: 800; }
.article-share a { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; color: var(--green); text-decoration: none; }
@media (max-width: 900px) { .article-side { position: static; flex-basis: 100%; } }
.partner__reg { margin-top: 4px; font-size: 12px; font-weight: 700; color: var(--gold-text); letter-spacing: .02em; }
.partner strong { line-height: 1.25; font-size: 22px; }

/* ---------- Careers ---------- */
.jobs { margin-top: 28px; display: grid; grid-template-columns: repeat(auto-fill, minmax(320px, 1fr)); gap: 18px; }
.job { border: 1px solid var(--line); border-radius: 18px; padding: 24px; display: flex; flex-direction: column; gap: 10px; background: #fff; }
.job h3 { font-family: var(--serif); font-weight: 500; font-size: 22px; }
.job__meta { font-size: 13px; color: var(--muted-2); display: flex; align-items: center; gap: 4px; margin-top: 4px; }
.job p, .job li { color: var(--muted); font-size: 14px; }
.job ul { margin: 0; padding-left: 18px; }
.job .btn { align-self: flex-start; margin-top: auto; }
.jobs-empty { margin-top: 24px; max-width: 760px; background: var(--cream); border-radius: 16px; padding: 22px 24px; color: var(--muted); }
.jobs-empty strong { color: var(--ink); }

/* ---------- Leader profile ---------- */
.profile-hero { padding: 48px 0 0; overflow: hidden; }
.profile-hero__grid { display: flex; flex-wrap: wrap; gap: 32px 56px; align-items: flex-end; }
.profile-hero__text { flex: 1 1 480px; min-width: 0; padding-bottom: 64px; }
.profile-hero__role { margin-top: 10px; font-family: var(--serif); font-size: clamp(22px, 2.4vw, 30px); color: var(--gold-soft); }
.profile-hero__photo { flex: 0 1 380px; margin: 0; align-self: flex-end; }
.profile-hero__photo img { display: block; width: 100%; height: auto; border-radius: 22px 22px 0 0; border: 1px solid rgba(200,164,77,.35); border-bottom: 0; }
.profile-cols { display: flex; flex-wrap: wrap; gap: 40px 64px; align-items: flex-start; }
.profile-cols > * { flex: 1 1 420px; min-width: 0; }
.profile-bio p { margin-top: 16px; color: var(--muted); font-size: 16px; }
.profile-bio .title + p { margin-top: 22px; }
.profile-bio .profile-lang { color: var(--ink); font-size: 15px; }
.profile-side { flex: 0 1 360px; background: var(--cream); border-radius: 18px; padding: 26px 26px 22px; }
.ticks { list-style: none; margin: 12px 0 0; padding: 0; display: flex; flex-direction: column; gap: 10px; }
.ticks li { position: relative; padding-left: 26px; color: var(--muted); font-size: 15px; }
.ticks li::before { content: ""; position: absolute; left: 2px; top: 7px; width: 12px; height: 7px; border-left: 2px solid var(--gold-text); border-bottom: 2px solid var(--gold-text); transform: rotate(-45deg); }
.grid-2 { margin-top: 40px; display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 20px; }
.profile-exp .ticks { margin-top: 16px; }
.timeline { list-style: none; margin: 40px auto 0; padding: 0; max-width: 820px; position: relative; }
.timeline::before { content: ""; position: absolute; left: 118px; top: 6px; bottom: 6px; width: 2px; background: var(--line); }
.timeline li { display: grid; grid-template-columns: 100px 1fr; gap: 40px; padding: 0 0 26px; position: relative; }
.timeline li::before { content: ""; position: absolute; left: 112px; top: 5px; width: 14px; height: 14px; border-radius: 50%; background: #fff; border: 3px solid var(--gold); }
.timeline__yr { font-weight: 800; font-size: 14px; color: var(--navy); text-align: right; padding-top: 1px; }
.timeline p { color: var(--muted); }
@media (max-width: 640px) {
  .timeline::before { left: 6px; }
  .timeline li { grid-template-columns: 1fr; gap: 4px; padding-left: 30px; }
  .timeline li::before { left: 0; }
  .timeline__yr { text-align: left; }
  .profile-hero__text { padding-bottom: 8px; }
  .profile-hero__photo { flex-basis: 100%; max-width: 340px; margin: 0 auto; }
}
.person__photo img { object-position: center top; }
.profile-hero__initials { aspect-ratio: 4 / 5; display: flex; align-items: center; justify-content: center; border-radius: 22px 22px 0 0; border: 1px solid rgba(200,164,77,.35); border-bottom: 0; background: linear-gradient(160deg, #1f3354, #16243d); font-family: var(--serif); font-style: italic; font-size: 110px; color: var(--gold-soft); }

/* ---------- Documents required ---------- */
.doc-cards { margin-top: 24px; display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 12px; }
.doc-card { display: flex; align-items: center; gap: 14px; background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 16px 18px; text-decoration: none; color: var(--ink); transition: border-color .15s, transform .15s; }
.doc-card:hover { border-color: var(--gold); transform: translateY(-1px); }
.doc-card .icon { color: var(--gold-text); flex: none; }
.doc-card strong { display: block; font-size: 15px; line-height: 1.3; }
.doc-card small { display: block; margin-top: 2px; font-size: 12px; color: var(--muted-2, #7a8291); }
.doc-card__go { margin-left: auto; color: var(--gold-text); font-weight: 800; }
.doc-index + .doc-index { padding-top: 0; }
.doc-actions .btn { display: inline-flex; align-items: center; gap: 8px; }
.doc-layout { display: flex; flex-wrap: wrap; gap: 40px 56px; align-items: flex-start; }
.doc-main { flex: 1 1 560px; min-width: 0; }
.doc-side { flex: 0 1 340px; min-width: 260px; display: flex; flex-direction: column; gap: 16px; position: sticky; top: 110px; }
.doc-tip { font-size: 13px; color: var(--muted); margin-bottom: 18px; }
.doc-group { border: 1px solid var(--line); border-radius: 16px; padding: 20px 22px; background: #fff; }
.doc-group + .doc-group { margin-top: 14px; }
.doc-group h2 { font-family: var(--sans); font-weight: 800; font-size: 16px; }
.doc-checks { list-style: none; margin: 12px 0 0; padding: 0; display: flex; flex-direction: column; gap: 4px; }
.doc-checks li { display: flex; align-items: flex-start; gap: 12px; }
.doc-checks input { flex: none; width: 20px; height: 20px; margin: 3px 0 0; accent-color: var(--green); cursor: pointer; }
.doc-checks label { flex: 1; padding: 2px 0 6px; color: var(--ink); font-size: 15px; cursor: pointer; }
.doc-checks input:checked + label { color: var(--muted); text-decoration: line-through; text-decoration-color: rgba(0,0,0,.25); }
.doc-note { margin-top: 18px; padding: 14px 16px; background: var(--cream); border-radius: 12px; font-size: 14px; color: var(--muted); }
.doc-print-foot { display: none; }
.doc-others { border: 1px solid var(--line); border-radius: 16px; padding: 20px; display: flex; flex-direction: column; gap: 8px; background: #fff; }
.doc-others a { font-weight: 700; font-size: 14px; text-decoration: none; }
.doc-others .doc-others__all { margin-top: 4px; color: var(--gold-text); }
@media (max-width: 900px) { .doc-side { position: static; flex-basis: 100%; } }
@media print {
  .topbar, .header, .cta-band, .footer, .rail, .wa-float, .to-top, .promo, .drawer, .doc-side, .doc-actions, .doc-tip, .crumbs { display: none !important; }
  body { background: #fff; }
  .page-hero { background: none !important; color: #000; padding: 0 0 12px; }
  .page-hero h1, .page-hero .eyebrow, .page-hero__intro { color: #000 !important; }
  .section { padding: 0 !important; }
  .doc-group { break-inside: avoid; border-color: #bbb; padding: 12px 14px; }
  .doc-checks input { -webkit-print-color-adjust: exact; print-color-adjust: exact; }
  .doc-print-foot { display: block; margin-top: 16px; font-size: 12px; color: #444; }
}

/* ---------- Search ---------- */
.pill--icon { display: inline-flex; align-items: center; justify-content: center; gap: 6px; }
.pill--icon .icon { flex: none; }
@media (min-width: 1081px) { .pill--icon { width: 42px; padding-left: 0; padding-right: 0; } .pill--icon .pill__label { display: none; } }
.search-form { margin-top: 26px; max-width: 760px; display: flex; align-items: center; gap: 10px; background: #fff; border-radius: 999px; padding: 6px 6px 6px 20px; box-shadow: 0 10px 30px rgba(0,0,0,.18); }
.search-form .icon { color: var(--muted); flex: none; }
.search-form input { flex: 1; min-width: 0; border: 0; outline: 0; font: 500 16px var(--sans); color: var(--ink); background: transparent; padding: 10px 4px; }
.search-form input::-webkit-search-cancel-button { cursor: pointer; }
.search-form .btn { flex: none; }
.search-wrap { max-width: 860px; }
.search-count { color: var(--muted); font-size: 14px; font-weight: 700; }
.search-results { list-style: none; margin: 16px 0 0; padding: 0; display: flex; flex-direction: column; gap: 10px; }
.search-results a { display: flex; flex-direction: column; gap: 4px; padding: 16px 20px; border: 1px solid var(--line); border-radius: 14px; background: #fff; text-decoration: none; color: var(--ink); transition: border-color .15s; }
.search-results a:hover { border-color: var(--gold); }
.search-results strong { font-size: 17px; line-height: 1.35; }
.search-type { align-self: flex-start; font-size: 10px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--gold-text); }
.search-snip { color: var(--muted); font-size: 14px; }
.search-snip mark, .search-results mark { background: #f6e7b8; color: inherit; padding: 0; border-radius: 2px; }
.search-popular { margin-top: 12px; display: flex; flex-wrap: wrap; gap: 8px; }
.search-popular a { padding: 9px 16px; border-radius: 999px; border: 1px solid var(--line); background: #fff; font-weight: 700; font-size: 14px; text-decoration: none; color: var(--ink); }
.search-popular a:hover { border-color: var(--gold); }
.search-none { background: var(--cream); border-radius: 18px; padding: 28px; }
.search-none h2 { font-family: var(--serif); font-weight: 400; font-size: 26px; }
.search-none p { margin-top: 8px; color: var(--muted); }
@media (max-width: 560px) { .search-form { padding-left: 14px; } .search-form .btn { padding-left: 14px; padding-right: 14px; } }
/* Header fit: the Enquire pill is kept only in the mobile menu (desktop has the side rail and hero form) */
@media (min-width: 1081px) { .nav__actions .pill--gold { display: none; } }

/* ---------- Loan eligibility ---------- */
.elig { display: flex; flex-wrap: wrap; gap: 28px; align-items: flex-start; }
.elig__inputs { flex: 1 1 560px; min-width: 0; display: flex; flex-direction: column; gap: 26px; }
.elig__q { border: 0; margin: 0; padding: 0; min-width: 0; }
.elig__q legend, .elig__legend { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 17px; margin: 0 0 12px; padding: 0; }
.elig__q legend span, .elig__legend span { width: 28px; height: 28px; border-radius: 50%; background: var(--navy); color: #fff; font-size: 13px; display: inline-flex; align-items: center; justify-content: center; flex: none; }
.elig__money { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 16px; }
.elig__money .field input { font-size: 18px; font-weight: 700; }
.elig__money [hidden] { display: none; }
.elig__hint { font-size: 12px; color: var(--muted-2); }
.elig__sliders { flex-direction: column; background: #fbf6ea; padding: 24px 26px; gap: 22px; border: 0; }
.elig__result { flex: 1 1 340px; min-width: 0; position: sticky; top: 110px; background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 26px; display: flex; flex-direction: column; gap: 18px; }
.elig__result .calc__headline em { display: block; margin-top: 4px; font-style: normal; color: var(--gold-soft); font-size: 14px; min-height: 1.2em; }
.elig__facts { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 0; }
.elig__facts div { background: var(--cream); border-radius: 12px; padding: 12px 14px; }
.elig__facts dt { font-size: 11px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--muted-2); }
.elig__facts dd { margin: 4px 0 0; font-family: var(--serif); font-size: 22px; }
.elig__barlabel { font-size: 12px; font-weight: 700; color: var(--muted); margin-bottom: 8px; }
.elig__bar { display: flex; height: 12px; border-radius: 12px; overflow: hidden; background: #e7efe9; }
.elig__bar span { display: block; height: 100%; transition: width .2s ease; }
.b-old { background: #d7792b; } .b-new { background: var(--navy); } .b-free { background: #e7efe9; }
.elig__legendrow { display: flex; flex-wrap: wrap; gap: 6px 16px; margin-top: 8px; font-size: 12px; color: var(--muted); }
.elig__legendrow i { display: inline-block; width: 10px; height: 10px; border-radius: 2px; margin-right: 6px; vertical-align: -1px; }
.elig__msg { font-size: 14px; color: var(--ink); background: #f3f6fb; border-radius: 10px; padding: 10px 12px; }
.elig [data-ltvnote][hidden] { display: none; }
.elig__summary { margin-top: 22px; background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 18px 20px; max-width: 520px; }
.elig__summary ul { list-style: none; margin: 8px 0 0; padding: 0; display: flex; flex-direction: column; gap: 6px; }
.elig__summary li { display: flex; justify-content: space-between; gap: 16px; font-size: 14px; border-bottom: 1px dashed var(--line); padding-bottom: 6px; }
.elig__summary li span { color: var(--muted); }
.elig__summary li strong { text-align: right; }
@media (max-width: 900px) { .elig__result { position: static; } }

/* ---------- Book a call ---------- */
.book { display: flex; flex-wrap: wrap; gap: 28px; align-items: flex-start; }
.book__steps { flex: 1 1 600px; min-width: 0; display: flex; flex-direction: column; gap: 28px; }
.book__q { border: 0; margin: 0; padding: 0; min-width: 0; }
.book__q legend { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 17px; margin: 0 0 12px; padding: 0; }
.book__q legend span { width: 28px; height: 28px; border-radius: 50%; background: var(--navy); color: #fff; font-size: 13px; display: inline-flex; align-items: center; justify-content: center; flex: none; }
.book__q legend small { font-weight: 600; color: var(--muted-2); font-size: 13px; }
.book__office { margin-top: 10px; display: flex; gap: 6px; align-items: flex-start; font-size: 14px; color: var(--muted); }
.book__office[hidden] { display: none; }
.book__days { display: flex; gap: 8px; overflow-x: auto; padding-bottom: 6px; scrollbar-width: thin; }
.book__day { position: relative; flex: none; }
.book__day input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.book__day span { display: flex; flex-direction: column; align-items: center; justify-content: center; min-width: 74px; padding: 10px 8px; border: 1px solid var(--line-2); border-radius: 14px; background: #fff; cursor: pointer; line-height: 1.2; }
.book__day small { font-size: 11px; font-weight: 700; color: var(--muted); text-transform: uppercase; letter-spacing: .06em; }
.book__day strong { font-family: var(--serif); font-weight: 500; font-size: 24px; margin: 2px 0; }
.book__day input:checked + span { background: var(--navy); border-color: var(--navy); color: #fff; }
.book__day input:checked + span small { color: var(--gold-soft); }
.book__day input:focus-visible + span { outline: 3px solid var(--gold); outline-offset: 2px; }
.book__times { display: flex; flex-wrap: wrap; gap: 8px; min-height: 44px; }
.book__loading { color: var(--muted); font-size: 14px; align-self: center; }
.book__none { margin-top: 8px; color: #b03a2e; font-size: 14px; font-weight: 600; }
.book__none[hidden] { display: none; }
.book__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.book__summary { flex: 0 1 360px; min-width: 280px; position: sticky; top: 110px; background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 24px; display: flex; flex-direction: column; gap: 14px; }
.book__summary ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 8px; }
.book__summary li { display: flex; justify-content: space-between; gap: 12px; border-bottom: 1px dashed var(--line); padding-bottom: 8px; font-size: 14px; }
.book__summary li span { color: var(--muted); }
.book__summary li strong { text-align: right; }
.book__alt { font-size: 13px; color: var(--muted); text-align: center; }
@media (max-width: 900px) { .book__summary { position: static; flex-basis: 100%; } }
@media (max-width: 600px) { .book__grid { grid-template-columns: 1fr; } }

/* ---------- Success stories ---------- */
.quote__mark { font-family: var(--serif); font-size: 54px; line-height: .6; color: var(--gold); height: 22px; }
.quote figcaption img { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; flex: none; }
.stories-more { margin-top: 28px; text-align: center; }
.stories-filter { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 24px; }
.stories-filter a { padding: 9px 16px; border-radius: 999px; border: 1px solid var(--line); background: #fff; font-weight: 700; font-size: 14px; text-decoration: none; color: var(--ink); }
.stories-filter a[aria-current] { background: var(--navy); border-color: var(--navy); color: #fff; }
.stories-quotes { margin-top: 28px; }
.cases { margin-top: 24px; display: grid; grid-template-columns: repeat(auto-fit, minmax(340px, 1fr)); gap: 20px; }
.case { background: #fff; border: 1px solid var(--line); border-top: 4px solid var(--gold); border-radius: 18px; padding: 26px; display: flex; flex-direction: column; gap: 14px; }
.case__tag { font-size: 11px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--gold-text); }
.case h3 { font-family: var(--serif); font-weight: 500; font-size: 24px; line-height: 1.25; }
.case__figs { display: flex; flex-wrap: wrap; gap: 10px; }
.case__figs div { flex: 1 1 120px; background: var(--cream); border-radius: 12px; padding: 12px 14px; }
.case__figs strong { display: block; font-family: var(--serif); font-weight: 500; font-size: 26px; color: var(--navy); }
.case__figs span { font-size: 12px; color: var(--muted); }
.case__body { margin: 0; display: flex; flex-direction: column; gap: 10px; }
.case__body dt { font-size: 11px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--muted-2); }
.case__body dd { margin: 2px 0 0; color: var(--ink); font-size: 15px; }
.case__quote { margin: 4px 0 0; padding: 12px 16px; border-left: 3px solid var(--gold); background: #fbf6ea; border-radius: 0 10px 10px 0; font-style: italic; color: var(--ink); }
.case__quote cite { font-style: normal; font-weight: 700; color: var(--muted); font-size: 13px; }
.review-pill { display: inline-flex; align-items: center; gap: 8px; margin-top: 14px; padding: 8px 14px; border: 1px solid rgba(255,255,255,.25); border-radius: 999px; color: #fff; font-size: 13px; font-weight: 700; text-decoration: none; }
.review-pill span { color: var(--gold); letter-spacing: 1px; font-size: 12px; }
.review-pill:hover { border-color: var(--gold); color: #fff; }
.thanks-review { margin-top: 22px; font-size: 14px; color: var(--muted); }