Documents required for Loan against property

Tick each document as you collect it — the ticks are only on your screen.

Identity & address (each applicant and property owner)

PAN card
Aadhaar card
Two recent passport-size photographs
Current address proof if different from Aadhaar

Income

Income-tax returns with computation — last 3 years
Balance sheet and profit & loss account — last 3 years (self-employed)
Salary slips — last 3 months and Form 16 (salaried)
Bank statements — last 12 months

Property documents

Title deed / sale deed, with the previous chain of documents
Khata extract, property card or RTC (as applicable)
Latest property tax paid receipt
Encumbrance certificate (usually 13 to 30 years)
Approved building plan and completion / occupancy certificate, if available
Society NOC or share certificate (for flats in a society)

Existing loans

Sanction letters and statements of running loans, if any

This is a general checklist. The bank, NBFC or insurer may ask for more documents depending on your case — we will tell you exactly what is needed before you apply.

Fintune Business Solution Pvt. Ltd. · +91 73489 24575 · info@fintune.in · www.fintune.in

Loan against property

Identity & address (each applicant and property owner)

Income

Property documents

Existing loans

Not sure where to start? Talk to us.