Founder & CEO, Fintune Business Solution Pvt. Ltd.
Sachin M. Kulkarni
Corporate Consultant & Credit Analyst
Corporate consultant and credit analyst with over 16 years in taxation, compliance, credit appraisal and loan processing. MBA (Finance).
Profile
Sachin Kulkarni is a corporate consultant and credit analyst based in Belagavi. He works with business owners, cooperative banks and lending institutions on two questions that decide whether a business grows: are its books and compliance in order, and is its borrowing structured to be repaid comfortably?
After an MBA in Finance from M. S. Ramaiah Institute of Management, Bengaluru, and corporate experience with First India Corporation, he began his entrepreneurial journey in 2009 with financial services and PAN/TIN work. That practice grew into taxation, project reports, SHG loan processing, corporate consultancy and insurance services, and was incorporated as Fintune Business Solution Pvt. Ltd. in 2018.
Today he leads Fintune across Protecting, Investing, Financing and Advising — and personally heads the Investing desk, covering mutual funds, SIPs and goal-based planning — and oversees the digital platforms the team builds — FinBooks, Report Studio, Fintune Advisor, FinView and Loan360 — so that clients and institutions get faster, better-documented service.
Consults in English, Kannada, Marathi and Hindi.
Areas of expertise
Corporate consultancy
- Company incorporation, ROC filings and secretarial compliance
- GST, income tax and TDS / TCS compliance
- Financial reporting, MIS and Virtual CFO support
- Business structuring and advisory for SMEs
Credit analysis
- Credit appraisal and borrower assessment
- Project reports, CMA data and working-capital assessment
- Loan structuring and matching with the right lender
- SHG, FPO and agriculture-linked financing
- Borrower loan protection for lending institutions
Investments
- Mutual funds and SIPs
- Goal-based financial planning
- Portfolio review and rebalancing
- Tax-saving investments
The journey
- 2008
Completed MBA in Finance at M. S. Ramaiah Institute of Management, Bengaluru.
- 2009
Started his own practice in financial services and PAN/TIN-related work.
- 2011 – 2014
Managed a 38-member form-processing team across five locations, with daily turnaround commitments.
- 2014
Ran a pilot Aadhaar centre in Chikodi, completing the first 1,500 enrolments; facilitated NPS enrolment for 5,000+ unorganised-sector members under Swavalamban.
- 2014 onward
Expanded into taxation, project reports, SHG loan processing and corporate consultancy; built an institutional relationship with KVGB for SHG services and worked on agri e-commerce with Agram Tech.
- 2018
Incorporated Fintune Business Solution Pvt. Ltd. in Belagavi.
- 2019
Became a director of Swa Surajya Foundation, a Section 8 not-for-profit company in Belagavi.
- Today
1,000+ clients, 120+ cooperative banks, and 20+ companies supported with reporting and compliance.
Who he works with
- Cooperative banks, Souharda banks, PACS and credit societies
- SMEs, manufacturers, contractors and business owners
- SHGs, federations and FPOs
- Companies needing tax, GST and ROC compliance
Talk to Sachin
Need a credit view or a compliance check?
Share your requirement — a loan proposal, project report, GST or ROC matter — and we will set up a call.
Book a consultation Or message on WhatsApp →